Terms of Service

1. Acceptance of Terms

By accessing or using BeCovered, you agree to these Terms of Use. If you do not agree, do not use the service.

2. Description of Service

BeCovered provides AI-powered tools to help users review and understand insurance policy documents. The service highlights potential coverage, exclusions, and gaps based on document analysis.

3. Eligibility

• You must be at least 18 years old to use BeCovered.
• By using the service, you represent that you meet this requirement.

4. User Accounts

• You are responsible for maintaining the confidentiality of your account
• You are responsible for all activity under your account
• You must provide accurate information

5. AI and Informational Disclaimer (Very Important)

BeCovered provides informational insights only.

You acknowledge and agree that:

• BeCovered is not an insurance company
• BeCovered is not an insurance broker or agent
• BeCovered does not provide legal, financial, or insurance advice
• AI-generated results may be incomplete, inaccurate, or outdated
• Final coverage decisions depend on your insurer and policy documents

You should always verify information directly with your insurance provider or a licensed professional.

6. User Responsibility

You agree that:

• You are solely responsible for decisions made based on BeCovered's insights
• You will not rely on BeCovered as the sole basis for insurance decisions
• You understand the limitations of automated document analysis

7. Prohibited Uses

You agree not to:

• Use BeCovered for unlawful purposes
• Upload documents you do not have the right to use
• Attempt to access systems without authorization
• Interfere with service functionality
• Reverse engineer or misuse the platform

8. Intellectual Property

• BeCovered owns all rights to the platform, design, and technology
• You retain ownership of documents you upload
• You grant BeCovered a limited license to process documents solely to provide the service

9. Termination

We may suspend or terminate access to BeCovered:

• If you violate these Terms
• If required by law
• To protect the integrity of the service

10. Limitation of Liability

To the maximum extent permitted by law:

• BeCovered is not liable for indirect, incidental, or consequential damages
• BeCovered does not guarantee specific outcomes or coverage accuracy

11. Changes to Terms

We may update these Terms at any time. Continued use of the service constitutes acceptance of updated terms.

12. Contact Information

For questions about these Terms:

Email: help@becovered.ai
Website: becovered.ai